retirement – Deep Impact Investing

Long-Term Money Planning As A Couple: Here’s Some Must-Know Advice (Ep.77)

By deepimpactinvesting | October 19, 2022

Many of us weren’t taught personal finance when we were growing up. But what happens when we decide to join households with our significant other?

In this episode, Kim Griego-Kiel examines some must-know financial mishaps couples can avoid making while detailing the tips you need to start implementing good financial habits. Kim also unpacks the value of starting early and constructing a financial future together.

Kim discusses:

The value of talking about your financial past and your money beliefs
Why avoid keeping money secrets
How neglecting conversations around your financial future together can be damaging
Why you shouldn’t let one person in the relationship make all the money decisions
Tips on having pre-wedding discussions and the importance of working alongside a financial professional
And more!

Resources:

Connect with Kimberly Griego-Kiel:

kim@horizonssfs.com
(505) 982-9661
Horizons Sustainable Financial Services
info@horizonssfs.com
Twitter: @HorizonsSustFin
Facebook: Horizons Sustainable Financial Services

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Deconstructing Misconceptions Around Money (Ep. 72)

By deepimpactinvesting | July 27, 2022

The rising cost of living is not just affecting the working class, but also those who are using their assets to support themselves throughout retirement.

In this episode, Kim Griego-Kiel provides you with the rundown you need to strengthen your financial roadmap. Kim starts by unpacking the most common misconceptions about money followed by highlighting how it can alter your financial freedom.

Kim discusses:

Three common myths about money
Why making more money doesn’t equal a better financial future
The National Retirement Risk Index and ways it can help you better understand your retirement situation
The mistake of believing the adage of “inflation not being that bad” during retirement
Ways income decreases as our households get older
And more!

Resources:

Connect with Kimberly Griego-Kiel

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54. 2021 Year-End Planning With Kimberly Griego-Kiel and Johann Klaassen

By deepimpactinvesting | October 20, 2021

Yes, it’s that time of the year already. It’s time to think about year-end planning!

To kick-start your year-end planning, join Kimberly Griego-Kiel and Johann Klaassen for this information-packed episode as they discuss why a yearly plan is so important for your finances. With rules constantly changing, find out the benefits of having review sessions with your financial advisor to ensure you are not being penalized.

Plus, discover why early retirement planning is your ticket to becoming financially free in the future!

Kimberly and Johann discuss:

How to make the most out of your retirement account
Efficient ways to save on taxes
The two certain things in life
Reasons to have a will in place
And more!

Connect with Kimberly Griego-Kiel and Johann Klaassen:

About Johann Klaassen:

As Horizons Sustainable Financial Services’ Executive Vice President and Chief Investment Officer, Johann supports investors who focus their efforts on environmental, social, and corporate governance issues. He also helps clients vote with their dollars for a positive transformation of our economy and society toward a socially just and environmentally sustainable world.

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Episode 43: U.S. Farmers and Ranchers In Action: Creating Sustainable Food and Supply Chains – With Erin Fitzgerald

By deepimpactinvesting | April 7, 2021

Farmers are a lot like scientists. In fact, for farmers to be able to cultivate healthy food for people like us, they need to know a lot about the way they’re producing and growing that food.

How are farmers and ranchers working to bring us healthier meals while also enhancing sustainability efforts in agriculture?

Find out in this episode, as Erin Fitzgerald, the CEO of U.S. Farmers and Ranchers In Action (USFRA), sits down with Kimberly Griego-Kiel to continue the conversation on sustainable agriculture. Erin explains everything you need to know about USFRA and the firm’s role in creating solutions for economic and agricultural sustainability.

In this episode, you will learn:

USFRA’s vision and mission
How farmers and ranchers can reduce carbon emissions
From cow Fitbits to cover crops: Technological innovations for farms and ranches
Ways agriculture can contribute to America’s overall economic growth
And more!

Tune in today and learn how you, too, can support the sustainable agriculture movement!

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Episode 42: Investing in Climate-Smart Agriculture – With David Bennell

By deepimpactinvesting | March 17, 2021

The World Business Council for Sustainable Development’s (WBCSD) David Bennell focuses on creating high-quality products, services, and programs that deliver real value and set the standard for safety, sustainability, and profitability.

In this episode, join Kimberly Griego-Kiel as she sits down with David to discuss his contribution to the Transformative Investment in Climate-Smart Soil Agriculture report and to highlight what you really need to know about agricultural investment.

In this episode, you will learn:

How much private capital is in the United States’ agricultural system
Why technological and financial innovation benefit the agriculture sector
The role of greenhouse gas emissions in agricultural production
Why resilience is so important in an agricultural environment
And more!

Listen in and find out why, at the end of the day, you are always investing in agriculture!

Report: Transformative Investment in Climate-Smart Agriculture

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Episode 41: An In-Depth Look at Corporate Sustainability Reporting (CSR)

By deepimpactinvesting | March 3, 2021

You’ve likely heard the term CSR (Corporate Sustainability Reporting) at least once. But do you really know what this type of reporting entails and why it’s so important?

Find out in this episode as Kimberly Griego-Kiel takes you along for an in-depth look at CSR. By outlining its benefits, challenges, solutions, and guidelines, Kim explains CSR’s role within corporations and reveals how it fits into the overall idea of sustainability.

In this episode, you will learn:

The history and purpose of Corporate Sustainability Reporting (CSR)
Challenges associated with CSR
The role of CSR in a firm’s profit and ESG metrics
Kim’s take on how to achieve good quality CSR
How millennials are shaping the future of sustainability
And more!

Listen in for your crash course on the ins and outs of CSR!

Resources: Horizon Sustainable Financial Services | info@horizons

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Episode 40: ESG and Sustainable Investing Predictions for 2021

By deepimpactinvesting | February 3, 2021

What can we expect to see from sustainable investing in 2021?

Find out in this episode as Kimberly Griego-Kiel reveals her ESG and sustainable investing predictions for the year!

Join Kim as she forecasts what might lay ahead based on industry research findings. Plus, she shares the potential benefits ESG investing can bring to the government, citizens, and corporations alike.

In this episode, you will learn:

How impact investing has grown since 2018
Why more companies and individuals are choosing sustainable investing
ESG and social investing trends of 2021
Why corporation sustainability reporting could be a new requirement in upcoming years
And more!

Tune in today to learn Kim’s view on 2021’s sustainable investing industry!

Resources:

Horizon Sustainable Financial Services | info@horizonssfs.com | Facebook | 505-982-9661 | 2020 US Social Investment Forum Report

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Episode 39: A Reflection on the 2020 Markets, Economy, and Unemployment Rates

By deepimpactinvesting | January 20, 2021

COVID-19 has impacted almost all areas of our lives, including the economy and markets.

However, now that we’ve entered 2021, we are starting to see some light at the end of the tunnel.

In this episode, join Kimberly Griego-Kiel and Johann Klaassen as they reflect on the 2020 economy, market, unemployment, and ESG numbers to create a vision for what’s to come in 2021.

In this episode, you will learn:

The eye-opening 2020 unemployment rates in some parts of the country
Reasons why the stock market is improving
How positive economic performance is related to ESG and social impact investing
Why you should be careful about the idea of “getting back to normal”
And more!

Listen today to take a look back on 2020 and to prepare for all that’s to come in 2021!

Resources: Horizon Sustainable Financial Services | info@horizonssfs.com | Facebook |

505-982-9661 | Johann Klaassen

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Episode 38: 15 Tips & Tricks for Saving and Budgeting in 2021

By deepimpactinvesting | December 23, 2020

Whether we make $10 or $100 an hour, many of us are always looking for ways to better save our money.

In this episode, Kimberly Griego-Kiel reveals 15 tips and tricks to help you maximize your savings in 2021. Kim shares money-saving strategies to help you work towards your savings goals and highlights ways a monthly budget plan can complement your savings process.

In this episode, you will learn:

About saving for emergency funds, vacations, or debt repayments
Bulk buying, gardening, homemade meals, and streaming services as affordable alternatives
Benefits of a clean and clear credit score
What to ask yourself when making big purchases
And more!

Join Kim now and discover how you can optimize your spending, saving, and budgeting for 2021!

Resources: Horizon Sustainable Financial Services: (505) 982-9661 | info@horizonssfs.com | Facebook

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Episode 37 – Meet Horizons’ Newest Team Members: Part 2 — With Alan Gammel & Patricia Hathaway

By deepimpactinvesting | December 9, 2020

Meet Horizons Sustainable Financial Services’ newest team members, Alan Gammel and Patricia Hathaway!

In this episode, get your official introduction to Alan and Patricia and discover why they’ve joined the Horizons family as advisors representing the Pacific Northwest. Plus, get to know more about them and their passions both in and out of the office!

In this episode, you will learn:

How Alan and Patricia got into the impact investing industry
Ways they aim to help Horizons clients meet their financial and investing goals
How Alan and Patricia give back to their communities
About Alan and Patricia’s heroes and how they have shaped who they are today
And more!

Tune in now to meet Alan and Patricia!

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