Category Archives: Investing

What You Should Know About The Current Water Crisis (Ep.75)

September 21, 2022Financial, Investing, Sustainable Investing, UncategorizedClimate Change, Horizons Sustainable Financial Services, Kimberly Griego Kiel, Podcast, Solutions, Water Crisis, Water Shortage, Water Usagedeepimpactinvesting

Water is life. But right now, water is also a messenger.

If you’re following the news, you know about the current water shortage, and how this situation is a warning sign of climate change.

In this episode, Kimberly Griego Kiel unpacks everything around the current water scarcity while detailing some must-know action items along with tips and tricks you can follow to make a difference.

Kim discusses:

The climate water and food nexus we’re currently facing
How ground and above groundwater management is depleting rapidly
Tips to reduce and optimize our water usage
What to do (locally) to provide solutions to the water crisis
And more!

Resources:

Connect with Kimberly Griego-Kiel

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Banking on Success Or Failure (Ep. 74)

August 24, 2022Financial, Investing, Sustainable Investing, UncategorizedClimate Change, Deep Impact Investing, ESG, Financial Institutions, Horizons Sustainable Financial Services, Investing, Kimberly Griego Kiel, Podcast, Valuesdeepimpactinvesting

Not every bank or mutual fund we give our money to has our environmental impact values in mind.

In this episode, Kim Griego-Kiel takes a deep dive into how you can be smarter about where your money is going and who you invest with. She talks about banking and insurance alternatives that share ESG values and prioritize what they invest in to make an impactful difference.

Kim discusses:

How alternate banking like community banks or credit unions can work for you
The steps insurance companies are taking to be stewards of the environment
What 30 of the primary insurers are doing to avoid catastrophic climate change
How to find out if your bank or mutual fund invests in fossil fuels
And more!

Resources:

Connect with Kimberly Griego-Kiel

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15 Questions To Quiz Your Financial Health (Ep. 73)

August 10, 2022Financial, Investing, Sustainable Investing, UncategorizedBanks, Deep Impact Investing, Financial Goals, Financial Health, Home, Horizons Sustainable Financial Services, Interest Rates, Investment Accounts, Kimberly Griego Kiel, Mortgage, Podcast, Score, Valuedeepimpactinvesting

Do you know where your financial health stands?

In this episode of Deep Impact Investing, Kimberly Griego-Kiel talks about Horizons Sustainable Financial Services’ financial health quiz. She dives into all 15 questions for you to follow along and figure out your financial health score.

Kim discusses:

Why it’s important to not only know the value of your bank and investment accounts but also to check them regularly
Why you should list your assets and liabilities or know where to find them
The importance of developing specific and measurable financial goals
Knowing the value of your home and the balance of your mortgage and the interest rate
And more!

Resources:

Prioritizing ESG Investments with Dr. Pooja Khosla (Ep. 71)

Connect with Kimberly Griego-Kiel:

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Deconstructing Misconceptions Around Money (Ep. 72)

July 27, 2022Financial, Investing, Sustainable Investing, UncategorizedFinancial Education, Financial Roadmap, Future, Horizons Sustainable Financial Services, Investing, Kimberly Griego Kiel, Money Misconceptions, retirementdeepimpactinvesting

The rising cost of living is not just affecting the working class, but also those who are using their assets to support themselves throughout retirement.

In this episode, Kim Griego-Kiel provides you with the rundown you need to strengthen your financial roadmap. Kim starts by unpacking the most common misconceptions about money followed by highlighting how it can alter your financial freedom.

Kim discusses:

Three common myths about money
Why making more money doesn’t equal a better financial future
The National Retirement Risk Index and ways it can help you better understand your retirement situation
The mistake of believing the adage of “inflation not being that bad” during retirement
Ways income decreases as our households get older
And more!

Resources:

Connect with Kimberly Griego-Kiel

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Prioritizing ESG Investments with Dr. Pooja Khosla (Ep. 71)

July 13, 2022Financial, Investing, Sustainable Investing, UncategorizedCarbon Production, Climate Change, Current Events, Deep Impact Investing, Entelligent, ESG Market, Fear, Horizons Sustainable Financial Services, Investors, Podcast, Resources, Underperformancedeepimpactinvesting

Everything from the environment to resources, and even sustainability, has been impacted by current events, which in turn bring market volatility.

How should we react to this? Should we be scared? Should the ESG markets be worried?

In this episode, Kimberly Griego-Kiel talks with Entelligent’s executive vice president for client & product development, Dr. Pooja Khosla. Dr. Khosla discusses some of the recent anti-ESG sentiments she has been hearing, along with things we can do to prioritize ESG investing today.

Dr. Khosla and Kim discuss:

Why ESG has underperformed over the last six months
How some industrialized countries like the US are producing more carbon than countries with a larger population
Reasons environmental-focused investors need to pay more attention to carbon production
How operating in scarcity of resources has made emerging markets more resourceful and environmentally friendly
And more!

Resources:

Connect with Dr. Pooja Khosla:

Connect with Kimberly Griego-Kiel:

About Our Guest:

Dr. Pooja Khosla is the executive vice president for client & product development at Entelligent. Dr. Khosla is an economist, econometrician, and mathematician who has deep knowledge to build investing solutions. She has extensive experience in predictive modeling, microfinance, and designing impact investment tools and has been working on impact solutions since 2003, both nationally and internationally.

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Your Environmentally Sustainable Financial Services News Brief (Ep.70)

June 29, 2022Financial, Investing, Sustainable Investing, UncategorizedBear Market, Deloitte, Economy, Environmental Sustainability, ESG, Horizons Sustainable Financial Services, Investors, Kimberly Griego Kiel, News Brief, Social Impact, Social Justicedeepimpactinvesting

A lot is going on in the world today, from climate change to active wars.

But, how does it all affect us?

In this episode, Kimberly Griego-Kiel breaks down some of today’s hot topics in the news. In an educational discussion, Kim addresses how these industry-related topics impact financial advisors and investors while unveiling the role of ESG and the markets within these uncertain times.

Kim discusses:

The rapid increase in attacks on the ESG industry
Ways advisors in the ESG arena can respond to the situations happening within the industry
Deloitte’s four key stages of decarbonization
Why investors shouldn’t panic about the bear market
And more!

Resources:

Connect with Kimberly Griego-Kiel

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What You Should Know About Gender Lens Investing with Kristin Hull, Ph.D. (Ep.69)

June 1, 2022Financial, Investing, Sustainable Investing, UncategorizedBusiness Success, Diversity, Economy, Environmental Sustainability, Gender Investing, Horizons Sustainable Financial Services, Kimberly Griego Kiel, Management, Portfolio, Social Justice, Themesdeepimpactinvesting

Looking at investing from a gender perspective uncovers the inequalities of the economy and reveals opportunities to create more effective and efficient systems.

In this episode, Kimberly Griego-Kiel sits down with Kristin Hull, the founder, CEO & CIO of Nia Impact Capital. Kristin unveils the role gender plays in impact investing and highlights Nia’s portfolio and its contribution to environmental sustainability and social justice.

Kristin discusses:

The definition of gender lens investing
The firm’s six solution themes
How to find business success through diversity in management
Ways to incorporate gender investing in your portfolio
And more!

Resources:

Connect with Kristin Hull:

Connect with Kimberly Griego-Kiel

About Our Guest:

Kristin Hull is the founder, CEO, and CIO of Nia Impact Capital. Kristin is a conscious investor empowering individuals, families, and organizations to invest in alignment with their values for the world they want to see. She launched Nia Global Solutions in 2013 to bring activism and impact investing into the public markets. In doing so, she developed Nia’s six solutions-focused investment themes, weaving a gender lens throughout the investment thesis.

Kristin founded Nia Community Investments in 2010, a 100% mission-aligned investment fund focused on social justice and environmental sustainability in Oakland. Before Nia Community, Kristin served as President and Chair of the Board of the Hull Family Foundation from 2007 to 2011, where she oversaw all of the investment efforts, transitioning the endowment from a traditional investment portfolio to one of the country’s first 100% mission impact invested portfolios. Kristin is also a co-founder of Impact Hub Oakland, a co-working space nurturing entrepreneurs and social change-makers.

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A Conversation on Disability Rights & the ESG Community (Ep. 68)

May 18, 2022Financial, Investing, Sustainable Investing, UncategorizedBusiness Operations, Community, Disability, ESG, Horizons Sustainable Financial Services, Inclusion, Kimberly Griego Kiel, Podcast, Social Impact, Successdeepimpactinvesting

Over 15% of the world’s population lives with some kind of disability. However, disability issues and rights are often overlooked when we consider Environmental, Social, and Governance (ESG) issues.

In this episode, Kim Griego-Kiel sheds light on disability rights and the lack of attention it receives in ESG conversations. She highlights why disability inclusion is critical for approaching ESG holistically and unveils how inclusion contributes to successful business operations.

Kimberly discusses:

How the Disability Equality Index is improving ESG and the impact investing arena
The purchasing power the disability community holds globally
Reasons it’s critical for organizations to be inclusive for their business success
The difference between diversity and inclusion
And more!

Resources:

Connect with Kimberly Griego-Kiel:

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What You Should Know About Your Portfolio’s Exposure to Russia with Johann Klaassen & Sonia Kowal (Ep. 67)

May 4, 2022Financial, Investing, Sustainable Investing, UncategorizedAuthority, Community Investing, Divest Russia, Finances, Horizons Sustainable Financial Services, Humanitarian, Investing, Kimberly Griego Kiel, Portfolio Exposure, Risk, Support, Ukrainedeepimpactinvesting

How do you hold individuals, investors, and larger companies accountable in a timely fashion when considering the conflict between Russia and Ukraine?

Learn how you can support Ukrainians from an investing standpoint in this week’s episode of Deep Impact Investing.

This week, Kimberly Griego-Kiel and Johann Klaassen welcome Sonia Kowal, President of Zevin Asset Management. Together, they talk about the Russian-Ukrainian situation while unveiling the importance of looking at corporate and individual investing exposures to Russian companies to mitigate humanitarian and financial risk.

Sonia, Kim, and Johann discuss:

The two major risks concerned with direct exposure to Russian companies in your mutual funds
How to push multinational corporations out of Russia
The overarching risk of investing in authoritarian regimes across the world
The critical role of community investment in Ukraine’s recovery
And more!

Resources:

Investor Support For Ukraine

Connect with Sonia Kowal:

Connect with Kimberly Griego-Kiel and Johann Klaassen:

About our Sonia Kowal:

Sonia is Zenin Asset Management’s President and has over two decades of investment experience in managing corporate matters, business practices, and strategic planning. She is a member of the firm’s Board of Managers and the Investment Committee. She is passionate about the value of integrating environmental, social, and governance issues into investments and is a frequent speaker on the topic at conferences. She feels particularly strongly about racial equity, wealth inequality, and our disastrous criminal justice system.

About Johann Klaassen:

Johann is Horizons Sustainable Financial Services’ executive vice president and chief investment officer. Here he develops asset allocation strategies and oversees investment policy for Horizons’ individual and institutional clients. As a passionate advocate for SRI, a skilled navigator of its intricacies, and an enthusiastic early adopter of just about every new communication tool and technology, Johann is informed, informative, and far more accessible than his many commitments might imply. He directly serves clients across the nation, tending to specialize in serving unusual and special circumstances or needs.

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Digital Transformations Within the Financial & ESG Industry With David Bennell (Ep. 66)

April 20, 2022Financial, Investing, Sustainable InvestingCrypto, Digital Era, ESG, Financial Services, Horizons Sustainable Financial Services, Impact Investing, Kimberly Griego Kiel, Transformation, Web 3.0deepimpactinvesting

Financial services are constantly evolving and becoming increasingly digital.

Trading digital assets — whether it is ESG data, crypto, or other financial products (across centralized and decentralized finance platforms) — is starting to change the overall investment process.

In this episode, Kimberly Griego-Kiel sits down with returning guest David Bennell, advisor at Transformational Investing in Food Systems (TIFS). Together, they talk about the standardization of impact investing in the government and industry and the effects of decentralized financial trading. Kim and David also unveil easy things we can do to adjust and be prepared for the newest era of the web.

Kim and David discuss:

Standardizing impact investing on the government and industry level
How crypto impacts the overall investment process
Accepting the new digital era based on trust and time
Understanding the ‘what’ and not the ‘how’ of web 3.0
And more!

Resources:

Connect with David Bennell:

Connect with Kimberly Griego-Kiel

kim@horizonssfs.com
(505) 982-9661
Horizons Sustainable Financial Services
info@horizonssfs.com
Twitter: @HorizonsSustFin
Facebook: Horizons Sustainable Financial Services

About Our Guest:

David Bannell is a global leader in ESG and Sustainability engagement between corporations, investors, and non-profits. He bridges the ESG gap between investors and companies by creating engagement tools and collaborations like the investor portal Engage The Chain and the six-part global Food Systems Dialogue for Investors series, which had participation from over 75 major corporations and 50+ institutional investors and major banks.

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